Friday, September 17, 2010

There is hope!


The citizens of WA State have determined, with the help of several strong lobbying groups, that WA State Department of L&I is as bloated and corrupt as I believe and they have placed a ballot measure which we will vote on in several weeks that does two substantial things:
1) Relieves WA State employees of their portion of paying for L&I and
2) Privatizes the program which will allow for competitive rates.

Saveourjobswa.com is a great one stop site to learn everything you need to know about this insidious State program. A few unsurprising facts:
  • Workers’ compensation tax rates are more than 50% higher than they were 10 years ago.
  • The Department of Labor & Industries’ administrative costs have increased 82% from 1999 – 2009.
  • Although some studies claim to show Washington has comparatively low workers’ compensation costs, the Department admits they have intentionally adopted inadequate rates ~ and now the system is facing insolvency.
I can truly believe this. The sheer amt of your taxpayer money which has been spent to try to deny my husband whose BACK WAS BROKEN on the job (and we are still fighting with them 5 years later!@#@!!!) to be near the $100k mark. Expert witnesses, doctor shopping, denial of care, money instead given to Voc Rehab consultants who work on a reward system: the more injured workers they send back to the job, the more injured workers they receive on their roster... a corrupt cycle.

I don't understand the formula and the employer's side of things but I do know L&I treats injured workers and employers with equal distain using profoundly bloated costs.
VOTE NO on 1082 when you get your ballot in mid-Oct!!

Friday, August 27, 2010

So much to say, so much to say, here is where we start!

Written a few years ago by yours truly, but as true as ever! Read closely, all based on our real life unfortunate experiences with the GREATEST SHOW ON EARTH, which is better known as WA State L&I.

‘Killing Me Softly’
By Deb Richards
“A citizen is better off getting hit by a bus, than being hurt on the job in Washington State.” –Anonymous

After being exposed for more than four years, in day-to-day, painful detail, to the Washington State Labor and Industries (L & I) system (which is described on paper, and in theory, to assist workers who are injured on the job), I have developed a greater appreciation for the phrase, “Killing Me Softly.”
If a more grossly un-American, acutely self-serving Washington State department exists, I would like to learn about it so I can compare it the atrocity which exists now, and calls itself Washington State Labor and Industry. This is a department that by statute, is given money earned by Washington State workers, on the principle there will be something to help workers who lose their health on the job, and their subsequent ability to earn a living, when they need it.
The Washington State L&I “Killing Me Softly” principle begins early in the career when workers are required by law to contribute a formulaic sum each payday to L&I. These mandatory funds accumulate for some day, and if. It continues when a worker is injured on the job. When the injury occurs, basic rights, assistance and access to those accumulated funds end.
By statute and formula, Washington State Labor and Industry is allowed to decide without medical validation, whether or not injured workers are truly injured. Entry-level employees without a certified medical background are allowed to screen the injured worker’s claims. Claims are often closed for reasons the department does not have to justify.
If the injured workers, (who is reduced to an abbreviation called IW), protests the closure, L&I pours it on. L&I inundates, attempts to intimidate and overwhelm the workers with what they call, “rules, paperwork, rights and responsibilities.”
Mind you, the injured worker have to negotiate all the State paperwork written in a medical terminology language, most don’t understand, without the benefit of any basic assistance, advocacy or representation.
Injured workers are never invited in, in person, to discuss their injuries; instead they immediately become dehumanized and faceless, assigned a case number. The entry-level gatekeeper’s job is to watchdog the injured worker’s paperwork for any missteps. If the injured worker fails to produce the right terminology, in any of the response paperwork, the price is very high.
L&I is allowed complete unaccountable access to the bottomless pit of taxpayer and worker funds to make the injured workers dance anyway they choose. Injured workers can be sent repetitively to their doctors to get a single piece of paper signed that says they are still off work; L&I is allowed to doctor-shop and send injured workers to repetitive medical exams until L&I gets the medical assessment they want.
These exams are called Independent Medical Exams or IMEs. They are not called objective medical exams because the State is allowed to choose “independent” medical provider to examine the injured worker. Mind you, these are hand-picked medical providers employed by the State as independent contractors, and yet the exams are called “independent?
While the scheduling of these visits and exams goes on, the injured worker can be denied basic medical assessment, treatment, and care. There is nothing in the statutes that says workers have to be given basic medical assessment tests, appropriate treatment or care.
Each injured worker has a medical fund. There are no RCWs to mandate how much of the fund is required to be spent on the injured worker’s care. L&I is completely at liberty to use it anyway they see fit. It all can be spent on consultants; and it often is.
And if an injured worker is financially compensated for a permanent injury, it is laughable. If a Washington State worker’s back is permanently injured on the job will receive $6,000. Imagine if you were hit by a bus and had your back broken, and lost your ability to work or even bend over to tie your shoes or carry a gallon of milk?
L&I hold all the cards and is allowed to operate in a culture which assumes every injured worker is a crook; taking everything from the  system. In an age filled with acute technology and ultra-defining tests, faked injuries are easier now to determine, than 20 or 30 years ago.
But the old suspect culture of disrespectful distain remains. It colorizes the transactions between L&I and the injured workers from day one, continuing through the ordeal of regaining health and returning to work or stabilized enough to go through retraining.
It is very typical for an injured worker who has spent their working life contributing to this fund to not only lose their health and ability to earn a living, but to lose their homes, transportation, health insurance, marriages, credit rating and families—and self-respect.
There is no one in the State system who cares about the injured worker, once the on-the-job accident happens. Pain and suffering comes not just from the on-the-job injury, but the endless months of emotional blasts and aftershocks of trying to make headway in the paperwork game called Killing Me Softly, by Washington State L&I.
If you are hurt on the job in Washington State, this blog is for YOU! You will need a great lawyer and lots of support. Let this blog be one of your supports.
Because...Workers are not allowed to sue Washington State employers for the creation and continuation of unsafe work conditions. L&I serves as the sole restorative financial hub for the injured worker; but to L&I, workers means nothing at all.

About Me

WA State L&I is the Greatest Show on Earth! My husband and I have travelling the corrupt highway of The Greatest Show on Earth for more than FOUR YEARS now. This blog will help you find out essential and very important information so you can negotiate the corrupt system which serves to only serve itself, and not truly assist injured WA State workers.

Acroymns You Must Know

  • IW= that is you, Injured Worker